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Buying a House

A house is by far the largest purchase most individuals will ever make in their life, so it should warrant an equivalent amount of thought and planning.

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Be Wary of - Get Cash in a Flash

Life has a way of occasionally throwing you and your family a curve and you suddenly discoveryou and your loved ones are strapped for cash. During this shaky economy, if you areapprehensive about…

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Bargains!!! Bargains!?!

It's on Sale!!!! So we better stock up on this item as much as we can before this "great" deal runs out right!?! While that maybe the initial impulse many of…

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The Eighth Wonder

The Greeks believed there were seven wonders of the ancient world. Unfortunately, only one of those original wonders still exists, the Great Pyramid of Giza.…

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Saving Power

If you are not careful it can be very easy for the electric bill to get more expensive than you had planned.

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Thrifty Lady

Okay ladies how can we save money on stuff? Guys don't have as many options in the clothing department; menswear basically consists of tops,jackets, and pants.…

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Saving with Seeds

Groceries can be very expensive, even more so if you often lean toward buying fresh organic produce.

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Shoppers Unite

Did you know that shopping is a science? At least it is to the modern business retailer who not only employs salespersons and clerks, but also may have a…

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Timing is Everything

A few years ago, a friend of mind retired after his retirement plan was fully vested.

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When to Borrow Money

If you listen to the TV and radio advertisements you would think you can and should borrow money for just about anything. Credit card companies and banks…

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Outside the Box Finances

A number of years ago I read a delightful story about a highway traffic problem in which an 18-wheeler truck became stuck under an overpass, creating quite a…

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Emotion Based Debt

We need to understand our relationship with money and buying habits to discover any hidden issues that may need improvement.

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Live Like the Rich

At some point in your life, I'm sure you have said to yourself, "I wish I was really wealthy," or "I would like to live like a millionaire." In your mind, you…

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Credit Card Quiz

For the first time in a number of years, the American Congress has recently passed new reforms for credit cards under the Credit Card Act of 2009. This month,…

Don't Let Pleasure Make You Poor

The wise Jewish King Solomon offered some good counsel. “He who loves pleasure will be a poor man; He who loves wine and oil will not be rich.” Proverbs 21:17.

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Love and Money Part 2

In “Love and Money - Part One” we described the first three of the five financial personalities. They were Susie Saver, Sammy Spender, and Randy Risk Taker. In this article we will describe the other…

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Shopper's Secrets

Sticker shock!! It seems that every time you walk into a supermarket or a retail store, you see that the prices of everyday items are not going up a few cents every year, but a few cents every week.…

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Planning for a Successful Retirement

Benjamin Franklin is often quoted as saying, "Early to bed, early to rise, makes a man (or woman) healthy, wealthy and wise." With a little stretch this same quote can be applied to having a…

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What is a Roth IRA?

A Roth IRA is a special type of individual retirement account (IRA). It was created as part of the Taxpayer Relief Act of 1997 and provides special tax benefits that other retirement plans do not.…

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Thrifty Lady

Okay ladies how can we save money on stuff? Guys don't have as many options in the clothing department; menswear basically consists of tops,jackets, and pants. Even men's formal wear resembles their…

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Prayer and Your Finances

While prayer should be an integral part of every aspect of your life, I doubt that many people associate prayer with their personal finances. Sure there are many people in the world today praying…

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Saving Power

If you are not careful it can be very easy for the electric bill to get more expensive than you had planned.

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God's Favor Factor

What a lady Dr. Eugenie Clark was! She was a fearless ichthyologist and oceanographer who kept diving even into her nineties. She passed away February, 2015 at 92. During her stint as an underwater…

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Broke But Not Broken

I needed some money for food and stuff. I looked into my "impressive" checking account into which my pay gets automatically deposited and saw $2.63 in it and my account for spending had .93 cents in…

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Digging Out of Debt

Adjectives give 'flavor and taste' to the plain old English noun. However, the descriptive character of an adjective can often go from meaningless to the ridiculous...

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Excuses...Excuses...Excuses

We sometimes make excuses for our shortcomings and human frailties and this failing can be more prominent in money management than in other areas of our lifestyle. Two of the most widespread excuses…

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If You Are Super Broke - Weddings

If you have a small budget and are planning on getting married or just planning to invest a lot of money in something practical in the future like a down payment on a new home there are plenty of…

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Amazing Financial Facts

1. What percentage of Americans has enough savings to cover an unexpected $500 car repair or a $1,000 emergency room visit?

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Slash Your Grocery Bill

If you are like the majority of shoppers, you are feeling the shock of higher grocery prices. You stop at your local supermarket for a couple of basic items and twenty minutes later you leave the…

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