Gelt (Finances)

When we think about saving money we usually think about things we can cut out of our spending, but sometimes the best way to save money is not to spend less, but to spend more.

Each year, many seniors fall victim to credit card schemes, forged checks and bad investment scams. Not only are many of them coping with health problems and spiraling medical costs, but they are particularly vulnerable targets for financial scammers. In addition to federal efforts to protect older Americans, many states have put programs in place to try to prevent elderly residents from being scammed.

Owning a home is a classic American dream.

Well, tax time is here again and it strikes fear in the hearts of many Americans.

The wise Jewish King Solomon offered some good counsel. “He who loves pleasure will be a poor man; He who loves wine and oil will not be rich.” Proverbs 21:17.

While retirement often seems be just a distant dream for many of us, eventually we all hope to reach a point in our lives when we can leave the ranks of the workforce. Hopefully, we will have followed the financial principles of the Bible and set aside enough savings to maintain a comfortable lifestyle in our retirement.

We allow know how important it is to live within our means but when special events come up things can be really stressful. Often with rare occasions such as birthdays, weddings, graduations, holidays, and other major life events there is a lot of pressure to go above and beyond what we would normally spend in order to prove how special the time is for us.

It seems like pretty much everything comes with fees these days — some we know about and some we don’t.