I needed some money for food and stuff.

I looked into my "impressive" checking account into which my pay gets automatically deposited and saw $2.63 in it and my account for spending had .93 cents in it (which was an improvement from the .84 cents that was in it at another point.) I had some plans to make a trip to go visit a Jewish friend in another state for the week of my birthday that was coming up.

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Each year, many seniors fall victim to credit card schemes, forged checks and bad investment scams. Not only are many of them coping with health problems and spiraling medical costs, but they are particularly vulnerable targets for financial scammers. In addition to federal efforts to protect older Americans, many states have put programs in place to try to prevent elderly residents from being scammed.

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