A great way to start living a frugal life is to plan for it. And when it comes to finances, the most important plan is a budget. Setting up a budget is possible no matter what you income, how you get…
Last year over 3 billion coupons are used, saving consumers approximately $3.7 billion. That seems to be a significant savings, but are you really saving money by using coupons? The recent recession…
If you are like the majority of shoppers, you are feeling the shock of higher grocery prices. You stop at your local supermarket for a couple of basic items and twenty minutes later you leave the…
8 Questions to Ask Before Opening an Online Bank Account
Are you frustrated with the low yields that your local bank is giving you on your account balances? Many Americans are. They are tired of earning 0.1 percent interest rates and constantly dealing…
It is nice to have some fresh produce in the house. Trading canned or dried foods in for the fresh versions can really make a big difference in the taste of your food. However fresh produce can be…
Determine What You Can Afford Before You Buy That New Car
Before you head out the door to buy that car you’ve had your eye on, take a few steps back and ask yourself a few questions:o How are you going to pay for that new car?o Will you be approved for your…
Financial Advice from the Torah for Special Occasion Spending
We allow know how important it is to live within our means but when special events come up things can be really stressful. Often with rare occasions such as birthdays, weddings, graduations,…
Buy Truth and Wisdom - When Spending More Saves More
When we think about saving money we usually think about things we can cut out of our spending, but sometimes the best way to save money is not to spend less, but to spend more.
While we may often look for the most economical way to pay for big expenses, it is often the less obvious little purchases that end up putting the biggest dent in our wallet in the long run.
“He who is greedy for gain troubles his own house, but he who hates bribes will live.” Proverbs 15:27. How do these words of wisdom apply to a happy financial situation? Well there are many ways we…
When I was a teenager, the educators of my day believed that your IQ, or your Intelligent Quotient, was the best measurement of not only your learning aptitude, but also how successful you might be…
We all make mistakes. That’s probably not a great revelation to anyone. However, some mistakes can have much bigger ramifications than others. Forgetting to set your alarm may result in you being…