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Shoppers Unite

Did you know that shopping is a science? At least it is to the modern business retailer who not only employs salespersons and clerks, but also may have a shopping anthropologist on contract.

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Timing is Everything

A few years ago, a friend of mind retired after his retirement plan was fully vested.

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When to Borrow Money

If you listen to the TV and radio advertisements you would think you can and should borrow money for just about anything. Credit card companies and banks…

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Outside the Box Finances

A number of years ago I read a delightful story about a highway traffic problem in which an 18-wheeler truck became stuck under an overpass, creating quite a…

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Emotion Based Debt

We need to understand our relationship with money and buying habits to discover any hidden issues that may need improvement.

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Live Like the Rich

At some point in your life, I'm sure you have said to yourself, "I wish I was really wealthy," or "I would like to live like a millionaire." In your mind, you…

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Credit Card Quiz

For the first time in a number of years, the American Congress has recently passed new reforms for credit cards under the Credit Card Act of 2009. This month,…

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What is an Excellent Credit Score?

Just a few years ago, credit seemed so easy to obtain. You're credit score didn't seem to be that relevant as almost anyone could get a loan. That mindset led…

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Developing a Saver's Attitude

The strikes at both the American and the world economy keep coming. According to the February 2013 issue of The Week magazine, 44 percent of Americans do not…

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Determine What You Can Afford Before You Buy That New Car

Before you head out the door to buy that car you’ve had your eye on, take a few steps back and ask yourself a few questions:o How are you going to pay for that…

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Are You Ready to be 100?

Increasingly, 100 year-olds are making the news.Two years ago Emma Hendrickson became the oldest person ever to compete in the U.S. Bowling Congress women's…

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7 Tips for Hitting the Farmer's Market Like a Pro This Summer

5 reasons buying local is a good idea...

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Slash Your Grocery Bill

If you are like the majority of shoppers, you are feeling the shock of higher grocery prices. You stop at your local supermarket for a couple of basic items…

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Planning for a Successful Retirement

Benjamin Franklin is often quoted as saying, "Early to bed, early to rise, makes a man (or woman) healthy, wealthy and wise." With a little stretch this same…

Shopper's Secrets

Sticker shock!! It seems that every time you walk into a supermarket or a retail store, you see that the prices of everyday items are not going up a few cents every year, but a few cents every week.…

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Tender Loving Care of Life

Renowned business leader Peter Drucker said, “Nothing else distinguishes effective executives as much as their tender loving care of time.” What is true for executives when it comes to time is valid…

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The Obese Debtor

Mike Huckabee is currently one of the Republican contenders for the 2016 presidential race. This former Arkansas governor is also known for something even more important in our overweight society. He…

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Financial Advice from the Bible

We can learn many useful ways to manage the resources God has given us from the Bible. The following passage of scripture is a good example of managing resources that we should pay attention to.

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Determine What You Can Afford Before You Buy That New Car

Before you head out the door to buy that car you’ve had your eye on, take a few steps back and ask yourself a few questions:o How are you going to pay for that new car?o Will you be approved for your…

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Using Priceline to Save Money on Vacation

Ever really, really needed to get away for weekend? Or a week? Or how about a month? We've all been there; stress gets to you, the weather can get to you, life in general can get you and sometimes you…

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Bargains!!! Bargains!?!

It's on Sale!!!! So we better stock up on this item as much as we can before this "great" deal runs out right!?! While that maybe the initial impulse many of us feel when seeing a sale on something…

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Contributing to a 401K Plan

While retirement often seems be just a distant dream for many of us, eventually we all hope to reach a point in our lives when we can leave the ranks of the workforce. Hopefully, we will have…

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Oh No! It's Not Taxes Again!

Well, tax time is here again and it strikes fear in the hearts of many Americans.

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Easy Gain Easy Loss

If you want financial advice the wise King Solomon once said this, “Money that comes easily disappears quickly, but money that is gathered little by little will grow.” Proverbs 13:11.

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Broke But Not Broken

I needed some money for food and stuff. I looked into my "impressive" checking account into which my pay gets automatically deposited and saw $2.63 in it and my account for spending had .93 cents in…

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Timing is Everything

A few years ago, a friend of mind retired after his retirement plan was fully vested.

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Can Debt Be Immoral

A growing number of financial educators and economists are concerned that the number one debt problem in our country is student loans. In the past, the number one consumer debt was credit cards or…

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God's Favor Factor

What a lady Dr. Eugenie Clark was! She was a fearless ichthyologist and oceanographer who kept diving even into her nineties. She passed away February, 2015 at 92. During her stint as an underwater…

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Love and Money Part 1

We have heard Frank Sinatra croon this romantic ballad—“Love and marriage, love and marriage go together like a horse and carriage, this I tell you, brother, you can't have one without the other.” As…

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