I needed some money for food and stuff. I looked into my "impressive" checking account into which my pay gets automatically deposited and saw $2.63 in it and my account for spending had .93 cents in…
Just a few years ago, credit seemed so easy to obtain. You're credit score didn't seem to be that relevant as almost anyone could get a loan. That mindset led people to believe that people with lower…
Benjamin Franklin is often quoted as saying, "Early to bed, early to rise, makes a man (or woman) healthy, wealthy and wise." With a little stretch this same quote can be applied to having a…
Are you a procrastinator? You are not alone. In one study, 90 percent of individuals procrastinated on at least one occasion and a quarter of them chronically put things off for another day. You…
When I was a teenager, the educators of my day believed that your IQ, or your Intelligent Quotient, was the best measurement of not only your learning aptitude, but also how successful you might be…
While prayer should be an integral part of every aspect of your life, I doubt that many people associate prayer with their personal finances. Sure there are many people in the world today praying…
Before you head out the door to buy that car you’ve had your eye on, take a few steps back and ask yourself a few questions:o How are you going to pay for that new car?o Will you be approved for your…
If you are like the majority of shoppers, you are feeling the shock of higher grocery prices. You stop at your local supermarket for a couple of basic items and twenty minutes later you leave the…
We allow know how important it is to live within our means but when special events come up things can be really stressful. Often with rare occasions such as birthdays, weddings, graduations,…
Looking for ways to reduce your home energy bills? Did you know that most utility companies offer their customers a free home energy audit? A home energy audit will pinpoint those areas that are…
It is unbelievable what some thieves are up to. We just have to chuckle at the number of strange and weird heists that happen around the globe. In France, 61 beehives that held over 25,000 bees…
Renowned business leader Peter Drucker said, “Nothing else distinguishes effective executives as much as their tender loving care of time.” What is true for executives when it comes to time is valid…