How to Pay Off a Mortgage Quickly

A Tip for the Super Broke

While we may often look for the most economical way to pay for big expenses, it is often the less obvious little purchases that end up putting the biggest dent in our wallet in the long run. We buy…

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Are You Really Saving Money By Using Coupons?

Last year over 3 billion coupons are used, saving consumers approximately $3.7 billion. That seems to be a significant savings, but are you really saving money by using coupons? The recent recession…

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12 Financial Mistakes You Will Live to Regret

We all make mistakes. That’s probably not a great revelation to anyone. However, some mistakes can have much bigger ramifications than others. Forgetting to set your alarm may result in you being…

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Teaching Your Children About Money

Teaching children the value of money and financial responsibility is one of the most practical and important lessons children can learn. Our consumption-driven society has never been more fiscally…

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What is an Excellent Credit Score?

Just a few years ago, credit seemed so easy to obtain. You're credit score didn't seem to be that relevant as almost anyone could get a loan. That mindset led people to believe that people with lower…

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God's Favor Factor

What a lady Dr. Eugenie Clark was! She was a fearless ichthyologist and oceanographer who kept diving even into her nineties. She passed away February, 2015 at 92. During her stint as an underwater…

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Buy Truth and Wisdom - When Spending More Saves More

When we think about saving money we usually think about things we can cut out of our spending, but sometimes the best way to save money is not to spend less, but to spend more.

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Outside the Box Finances

A number of years ago I read a delightful story about a highway traffic problem in which an 18-wheeler truck became stuck under an overpass, creating quite a problem for the city transportation…

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What is a Roth IRA?

A Roth IRA is a special type of individual retirement account (IRA). It was created as part of the Taxpayer Relief Act of 1997 and provides special tax benefits that other retirement plans do not.…

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Little Things Do Count

Twenty-five years ago my wife and I, together with our two teenagers, visited New York City for the first time. It was quite an eye-opener as we travelled on the subway to see walls covered with…

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Few People Have Adequate Emergency Savings

As you head home from another busy day of work, pause for a moment and consider what you would do if tomorrow you are laid off? What happens if you car breaks down and needs $1,500 worth of repairs?…

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Money Planning Before Marriage

They were divorcing after 51 years of marriage! I was their pastor and I wondered—how could that be? We met several times together to see if there was any chance to rescue this long-standing…

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Produce Shopping

It is nice to have some fresh produce in the house. Trading canned or dried foods in for the fresh versions can really make a big difference in the taste of your food. However fresh produce can be…

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